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Navigating Non-Profit Liability Insurance: A Strategic Guide to Securing Coverage in an Uncertain Environment
Essential Insights and Strategies for Non-Profits Confronting Rising Insurance Challenges

ABOUT THE GUIDE
Navigating Non-Profit Liability Insurance: A Strategic Guide to Securing Coverage in an Uncertain Environment arms non-profit leaders with the knowledge and tools to navigate rising insurance costs and reduced coverage.
This comprehensive guide offers:
- Insights into insurance market volatility and challenges that are impacting non-profits nationwide.
- Proven strategies to improve risk management and lower insurance costs through proactive measures.
- Practical guidance on building strong relationships with insurers and brokers to secure better terms and coverage.
- Key considerations for understanding and negotiating insurance policies, including terms, exclusions, and limits.
- Real-world case studies from non-profits that have successfully navigated insurance challenges.
- Common pitfalls to avoid that could put your organization’s funding and mission at risk.
Equip your non-profit with the strategies needed to protect its future and continue making an impact in your community.

Janice (Jan) Berthold, CPCU
Trusted Insurance Risk Advisor | Chartered Property Casualty Underwriter | Executive Vice President, Heffernan Insurance Brokers
With nearly 30 years of expertise in the insurance and risk management industry, Janice (Jan) Berthold is a trusted advisor helping businesses navigate complex insurance landscapes. As a former business owner, Jan understands the unique challenges CEOs and CFOs face when managing risk. She specializes in creating customized strategies to identify coverage gaps, reduce overcharges, and strengthen insurance portfolios.
Jan’s approach is deeply rooted in uncovering hidden exposures, mitigating risks, and optimizing insurance structures to protect what companies have built. She partners with executives and HR leaders to design comprehensive risk strategies tailored to each organization’s needs. Her work spans diverse industries, including technology, construction, healthcare, non-profits, and hospitality.
Jan holds multiple industry certifications, including CPCU, and has been recognized with honors such as Enterprising Woman of the Year and Top 10 Women Owned Businesses. Her thought leadership includes publications on creating a culture of care and managing risk proactively.
When it comes to safeguarding businesses in an unpredictable world, Jan’s expertise and proactive approach make her an invaluable ally.